Welcome to Car Title Loans Pensacola
Are you in need of cash fast? Are you worried about your credit score? Do you own a car? Then Expedited Lending, Pensacola, Florida is the place for you. We answer all the above questions by offering title loans on cars. With no credit checks, you get to keep your car, and the money is available to you within 24hours.
At Expedited Lending in Pensacola, Florida we offer car title loans at competitive rates. We derive satisfaction from meeting our customers’ needs in a fast and open way.
How to Apply for Car Title Loans in Pensacola, FL
A vehicle with a clean title (doesn’t have a lien)
Official Identification documents (national) i.e. a driver’s license or a passport
To apply just fill in the following car details and contact information on the right-hand side. You will receive a free instant quote on how much you can get on a title of your vehicle.
Year and make of your car
Model of your car
Name, phone number and zip code
After receiving the details, we will review them, and you will be given a free quote/ estimate to know how much can be advanced to you. Then we can arrange a convenient meeting with a loan representative to guide you where you might have a query
As expedited as that, you can get your money to settle your pressing money matters.
get free quote
How Car Title Loans Pensacola Work
Car title loans in Pensacola are advanced by using a car title as security. The title of the car is surrendered to the lender, and he places a lien on it.
After repayment of the title loan, the title reverts to the borrower and the lender lifts the lien.
The lien prohibits the debtor from selling the car before the loan is repaid in full. The lien notes the interest of the lender in the car as a financier. In case of default, the lender can legally repossess and sell the vehicle to recover the outstanding amount.
A borrower usually accesses very low amount via this facility even amounts as low as $100.
Title loans Pensacola are also advanced against other types movable assets, e.g., Jet Ski, Wave runners, RVs, Motorbikes etc.
For title loans Pensacola, Florida one can borrow between $1000 to $5000 against the car.
Most financial institutions can’t lend such amounts, title loans in Pensacola covers this niche. Most car title loans in Florida range between $1500 and $5000 depending on the car value.
For people who need amounts that the title loan cannot cover. They can take up a facility known as an auto pawn. One can access higher amounts of up to $25,000 through auto pawn. The notable difference with an auto pawn is that you have to surrender possession of both the title and the car to the lender.
The loans are helpful in covering unexpected expense, emergencies, and expenditures that are falling due.
Pensacola is in the State of Florida and subject to the laws of Florida State. Florida is one of the advanced states to allow and legislate title loans. The lending business in Florida is regulated by Chapter 537 statute (Florida Title Loans Act.)
The law governs both the lender and protects the borrower in Pensacola and Florida as a whole. The law ensures that the lender;
- Does not subject the borrower to hidden charges & gives all relevant information
- Is registered to operate the business
- Has a valid license from the State
The law sets the framework within which the lending should be conducted. The Act also spells out consequences for breaching the law, so one should not skeptical to take up a car title loan Pensacola and in the State of Florida. Expedited Lending has fully complied with the law.
2415 N. Pace Blvd. #5, Pensacola FL 32505
2810 North H Street, Pensacola, Florida 32501-2501
Monday – Friday: 9am – 5pm
Saturday – Sunday: CLOSED